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Mortgage Products

DeWitt Mortgage offers the following products:

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  • Residential

  • Conventional

  • Conforming ( < $417,000 )

  • Jumbo ( > $417,000 )

  • Super Jumbo

  • VA

  • Jumbo VA

  • FHA

  • USDA

  • Adjustable Rate

  • Interest Only

  • Georgia Dream

  • First Time Home Buyer

  • Physician, Military, Police, Fireman, Teacher

10 Year Fixed 
Fixed Mortgage with 120 payments.Term: 10 years   Maximum Amount: $417,000
15 Year Fixed 
Fixed Mortgage with 180 payments.Term: 15 years   Maximum Amount: $417,000
20 Year Fixed 
Fixed mortgage with 240 payments.Term: 20 years   Maximum Amount: $417,000
25 Year Fixed 
Fixed mortgage with 300 payments.Term: 25 years   Maximum Amount: $417,000
30 Year Fixed 
Fixed mortgage with 360 payments.Term: 30 years   Maximum Amount: $417,000
3 Year ARM 
Adjustable rate mortgage that is fixed for 36 months and amortized over 30 years.Term: 30 years   Maximum Amount: $417,000
5 Year ARM 
Adjustable rate mortgage that is fixed for 60 months and amortized over 30 years.Term: 30 years   Maximum Amount: $417,000
7 Year ARM 
Adjustable rate mortgage that is fixed for 84 months and amortized over 30 years.Term: 30 years   Maximum Amount: $417,000
10 Year ARM 
Adjustable rate mortgage that is fixed for 120 months and amortized over 30 years.Term: 30 years   Maximum Amount: $417,000
3 Year Interest Only ARM 
Adjustable rate mortgage that is fixed for 36 months and amortized over 30 years.  You pay only interest during the first 10 years and principle and interest the remaining 20 years.Term: 30 years   Maximum Amount: $417,000
5 Year Interest Only ARM 
Adjustable rate mortgage that is fixed for 60 months and amortized over 30 years.  You pay only interest during the first 10 years and principle and interest the remaining 20 years.Term: 30 years   Maximum Amount: $417,000
7 Year Interest Only ARM 
Adjustable rate mortgage that is fixed for 84 months and amortized over 30 years.  You pay only interest during the first 10 years and principle and interest the remaining 20 years.Term: 30 years   Maximum Amount: $417,000
10 Year Interest Only ARM 
Adjustable rate mortgage that is fixed for 120 months and amortized over 30 years.  You pay only interest during the first 10 years and principle and interest the remaining 20 years.Term: 30 years   Maximum Amount: $417,000
15 Year FHA Fixed 
Fixed mortgage with 180 payments.Term: 30 years
 
The maximum loan amount is county specific.
15 Year VA Fixed 
Fixed mortgage with 180 payments.Term: 30 years
 
The maximum loan amount is county specific.
15 Year USDA Fixed 
Fixed mortgage with 180 payments.Term: 15 years
 
The maximum loan amount is county and household income specific.
30 Year FHA Fixed 
Fixed mortgages with 360 payments.Term: 30 years
 
The maximum loan amount is county specific.
30 Year VA Fixed 
Fixed mortgage with 360 payments.Term: 30 years
 
The maximum loan amount is county specific.
30 Year USDA Fixed 
Fixed mortgages with 360 payments.Term: 30 years
 
The maximum loan amount is county and household income specific.
30 Year VA Jumbo Fixed 
Fixed mortgages with 360 payments.Term: 30 years
 
The maximum loan amount is county specific.
3 Year Jumbo ARM 
Adjustable rate mortgage that is fixed for 36 months and amortized over 30 years.Term: 30 years
5 Year Jumbo ARM 
Adjustable rate mortgage that is fixed for 60 payments and amortized over 30 years.Term: 30 years
7 Year Jumbo ARM 
Adjustable rate mortgage that is fixed for 84 payments and amortized over 30 years.Term: 30 years
15 Year Jumbo 
Fixed mortgage with 180 payments.Term: 15 years
30 Year Jumbo 
Fixed mortgage with 360 payments.Term: 30 years
 
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $100,000 with closing costs of $0. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $0. Your actual APR may be different depending upon these factors.
Dewitt Mortgage Coupon
National Mortgage License #159325 and #160478 * Georgia Residential Mortgage License #22052